Tag Archives | money

Got a new monitor and now I am very poor again

This always happens to me, no sooner than I get a financial break, such as a rare overtime gig or a bonus pay from my job, than I lose it to some unforeseen expense, such as say, my monitor blowing up on me on a Friday night  just as I was getting ready to settle down for the weekend, fire up Hulu and gouge on pizza until I had tomato sauce coming out of my ears.  Le sigh.

I can never get ahead.

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Mint.com as Free Budget Software = FAIL

I know when it comes to free budget software I really shouldn’t complain about a product I didn’t have to pay for (at least not with money), but I have absolutely hit my limit with Mint.com.

I remember the glory days of Quicken Online, which gave me the ability to not only check my balance across different accounts, but check my REAL balance as well (meaning what my balance would be once all the checks have cleared.) I found it especially crucial to have during my travels so I could always instantly know much cash I had on hand to spend. Not only that, you could also manually add transactions too, right from the iPhone/iPod.

And then came Mint.com with all its douchiness. When Intuit swallowed it up, they decided to back Mint’s platform and abandon Quicken Online altogether. Initially they were going to provide migration from Quicken Online to Mint, then decided it couldn’t be done and forced Quicken users to start completely new accounts at Mint.com instead. The price of using free budget software seems to result in Intuit and Mint almost gleefully screwing over their users just so they could complete their “merge.” That was strike one.

Strike two came when they completely abandoned the “smart balance” feature. Now I have to manually deduce in my head how much cash I actually have to spend on hand. I’m lucky in that I don’t write that many checks, but still, this was a pain and a half to do. Even worse, you could no longer manually add transactions from your phone anymore either. Thanks Intuit/Mint!

Still, I tried to make the best of it. It WAS FREE budget software after all, so I really couldn’t expect too much from these douches. I set up a budget and was more or less able to tracking my spending across my banking accounts, including PayPal.

And then starting a month ago, Mint was unable to connect to PayPal. I didn’t think much of it at first and figured it would clear up in a couple of days. Then two days turned into a week, so I emailed support.

TWO WEEKS LATER, I get this email:

We’re sorry to inform you that we are unable to support download for your accounts because we are receiving the following message from Citibank when clicking on the transaction download link: “History Search is currently unavailable”.

Why the crap are they talking about Citibank?? I don’t even HAVE a Citibank account! Not only that, they gave no indication that they would even investigate the issue further, because I still couldn’t connect. Never mind the fact that I’ve tried three other similar services just for funsies to see if PayPal would work and they all connected without any problems. Nope, Mint.com considered the matter closed and happily moved about their blissfully asstarded business.

WORST. SUPPORT. EVER.

You know, all I needed was an easy and convenient way to check my running balance while I was on the road. Really, that’s it. And yet, nobody on this planet is able to provide that one, simple service. God in heaven. I use both PayPal and a checking account for cash spending, and knowing exactly how much I have left to spend from these accounts while I’m zipping around the country would have been a godsend. At least Mint sorta provided enough features to offset this glaring omission. Not anymore.

I am seriously done with Intuit/Mint. I won’t even look at a TurboTax box now without the overwhelming urge to pour gasoline on it and set it on fire.

In the meantime, I at least found an adequate (but still lacking) solution in PageOnce. While it functions more as a personal assistant tool, I can check my balances across my different account and get a rough idea of how much available funds I have to use. It will have to do for now.

As for Mint, may the feces of 1,000 cows land in the bedrooms of all those who work under their satanic employ.

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Y’all ready for Daylight Savings Time?

Penguin holding cymbals over polar bear

Well I’ll lose an hour of sleep, but at least it won’t get dark at 3 o’ clock in the afternoon anymore, which gives me more time for geocaching!

Sunday also marks the last day I’ll be using this 8 year old computer too.  My spanking new desktop rig should be arriving Monday, when I will then begin the process of migrating all my content over.  Oddly enough despite 8 years of data, I haven’t accumulated much.  It only took me a few minutes to transfer everything I had over to my external hard drive, which I’ll then move again to my new PC.  Wheeeeeeee!

And soon I will have a new GPS addon for my iPod, and a new MacBook too!  Wheeeeeeeeeeeeeeeeeeeee!! 

Seriously, my thinking is I need to get all my out of control spending in now before the dollar completely loses its value.  Amazingly enough, that checks off everything I had on my Blogging Badass Wishlist too, except for a leather jacket and a motorbike, but really let’s not kid ourselves here.  A dweeb like me on a motorbike?  Pffft.  Maybe I’ll just rent one instead.  I could go out and grab a leather jacket though, but I want the girl of my dreams to pick that out for me, which means I won’t be getting that either.

Sorry if I’m being dull today, there’s really not much going on in my life now except for the new computer coming in.  I’m treating it as an investment that will help me get my creative juices going and market my blog, but also finally have fun playing the latest games too.  Mostly I’ll be gaming though. 

Since my money is tied up in getting these new toys, I won’t be able to travel anywhere for a while until May, when I’ll need to take my car in for the 60,000 mile service, and I sure as flipping floopwhocks am NOT gonna get it done here.  The local service centers would probably put the engine in backwards (on purpose) and that would pretty much be the end of my beautiful ride.  So instead, I’m going upstate  to Kingston to get my car serviced there.  Kingston has a service center with an excellent reputation, so if there’s a chance to avoid any headaches and get my baby nicely cleaned up, they’re my best bet.  Afterwards I may head off to attend a major geocaching bash, but it’s a 6 hour drive from there, so I may opt to head to Lake George instead for the weekend.  We’ll see!

Is my life exciting or WHAT?  :-D

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It’s time to bring the pain, so that I may experience the gain! Maybe.

One of my resolutions for this year was to make a major marketing push to bring my blog out of it Grade C status and into the ever enviable elite circle of… Grade B bloggers.

Personally, I give my blog a B+.

The simple truth here can’t be avoided though. Just as you would in any other business, if you want to make a living and make money, you have to be willing to invest in it. Up to this point I’ve invested a significant amount of my time and effort to build this blog to where it is today, enjoying a dedicated and massive following of over five readers (four if you discount me) and being linked to by thousands of scammers and spam sites from all over the world. Yesiree, the work to establish my presence online has been nothing short of magical.

But while I’ve invested time and energy, I haven’t invested any money (other than hosting costs) into the project, and I think the time has finally come for me put down some serious coinage to really get things going here. I now have an advertising manager to help run my marketing campaign, and beginning next week I will invest over $800-$1000 upfront to help finally get some respectable traffic going for this blog, and also set aside a budget of at least $250 a month to maintain the campaign. Oh Mommy…

Ah well, that’s one advantage to being single at least. Otherwise that $1000 would have gone to buying pearls for the missus or milk for the baby. Instead I get to spend it all on meeeeeeeeeeeeeee!

I admit it is a lot to invest (for a blog at least), but I need to try, and if it doesn’t work out I can at least say I did pretty much all I could to bring in the traffic I needed to either supplement my income, or replace it altogether. Otherwise I’ll always wonder how far I could have gotten if I had just been a little bit more risky and daring.

After all, fortune favors the brave. Or is it the reckless?

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Spend, Spend, Spend! I’m my own economic boom, baby!

I’ve been going on a spending spree ever since paying off the last of my debt earlier this month, but don’t worry, most of it has been for necessities such as work shoes, which literally had gaping holes in them and were over 2 years old  (you could see my toe-sies!)  And believe me, you don’t even wanna know what state my underwear were  in.     Thankfully though, I am no longer a tighty whitey dude.

I also threw down for some chick magnetizing sunglasses and FINALLY settled on a brand new watch as well, getting ever so closer to checking off all the items on my wishlist and becoming … *clears throat* …  the ULTIMATE Blogging Badass

I do all this, of course, with the full knowledge that the current economy quite plainly sucks flaming donkey balls (while the democrats in Congress continue to serve up a fresh batch of them by the day.)  I realize a lot of people are hurting out there, so when I go on about buying some nice, shiny new toys (and manly looking boxer-briefs) while people are out there suffering from all sorts of financial distress, I do feel bad about it…. for a minute or two.

The reason I don’t feel TOO bad about it is because I remember the days when the economy was boom stomping and people were going half mad buying up tech stocks or purchasing ridiculously sized homes they couldn’t afford, while I could only watch with wonder and dismay, unemployed and eventually even homeless.

Yep, there was a time when I was actually homeless, evicted by a demon possessed relative who literally poisoned my beloved cat.  I guess this Nazi loving moochbag couldn’t find a Jew to gas, so he went for my cat instead.  Fun times!

I remember that all happened in 2000 too, during what was supposed to be the year of jubilee.  All the churches in my area just kept going on and on about the year of jubilee, and how it was going to be a time of unparalleled blessings and prosperity and bountiful harvests and God only knows what else, none of which incidentally enough, I ever experienced.  Instead, it was just one traumatic loss after another.  Loss of inheritances.  Loss of homes.  Loss of security.  Loss of family.  I think if you were to collectively take everything that had been lost by either me or my family, it would literally amount to hundreds of thousands of dollars.  The magnitude of what we had lost or stolen from us amazes me even today.  All during a time of economic prosperity and growth too.

In a way, I see these modest splurges as a way to regain some of what I had lost after ten years of plague and darkness.   To find myself in a secure job, debt free, with money to invest and a blog that brings me a decent second income during a time of economic distress and imminent calamity has to be the ultimate height of irony.  This is the LORD’s doing, and it is marvelous before our eyes.

I find myself in a transitional phase now, with one shackle after another slowly falling off until one day I am going to find myself completely independent, and completely free.   Knowing that day is not too far off now, I wonder to myself, What will I do with this newfound freedom?  What will I do with the talents (Matthew 25:14-30) that I’ve been given?

I certainly can’t hoard it to myself, nor do I want to.   A free man can set others free, and I want to take what is mine, and give it to those in need.  I know what it’s like to lose everything.  I know what it’s like to suffer.  But I also know that a man’s life consists not in the abundance of the things he possesses.  We have been told by our society that a man is nothing if he doesn’t have a house or land, and we are now paying the price for that fallacy.  Truth be told, of all the things that had been stolen from me, including a home, I never really wanted any of it anyway, nor did it bother me all that much to lose it.  It was the concept that someone had taken something from me through the most despicable and evil means (and had gotten away with it) that bothered me, and more than bothered me, it enraged me.  It wasn’t justice.  Why did God reward evil with good?  It’s something I still struggle with even today, even as I watch the tide gradually turn in my favor.

As angry as I am about the past, I never want to do to others what had been done to me.  It’s my desire to alleviate the burdens of the innocent, not add to them.  But in what capacity I could realize these desires, I don’t know.  That chapter has yet to be played out.

I do know I want to save the world, one innocent person at a time.  And I hope one day I can do so… while wearing comfortable boxer-briefs and looking cool in my chick magnetizing shades. 

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