Independence Day | The Habitation of Justice

Debt FREE at last! Debt FREE at last! Thank God Almighty, I’m debt FREE at last!

Lincoln Adams | July 4, 2009 @ 2:40 am

In the due course of history, a man is empowered with the capacity for life and liberty when he is financially beholden to neither men nor entities. These truths are self evident in their own right, that without freedom from debts and liabilities men are deprived in the profoundest of ways from pursuing that which would ensure their happiness and well being. It is hereto realized and understood the egregious deception by which principalities have sought to strip us of the very power that has been so rightly bestowed to us by our Divine Creator.

Acknowledging then the oppressive currents of those who have entrusted themselves to the cause of evil, I hereby declare my free and total financial independence, with a firm reliance on the protection of divine Providence to utilize these newfound freedoms for the noble cause of truth, justice, and charity.

In other words, I paid off my school loan. :banana: :guitarna:

That concludes the triple play of payments I’ve been making to get myself completely out of debt, starting with my credit card (which went as high as $8,000), then my car loan, and finally my college loan, which had been a boil on my boom booms for 11 years.

It couldn’t have come at a better time either. The VERY day I made my last payment on my school loan, my job started a 6 month period where I have to work two days a month without getting paid, a concession my union made because they’re a bunch of spineless baboon heads that are only good to take my money so they can organize picnics I never get invited to.

But anyway, regardless of that temporary cut back, the world is my oyster now, and that my friend is truly a miracle. Not too long ago I was $20,000 or more in debt, and now it’s all but gone. This is the LORD’s doing, and it is marvelous before our eyes. :ggrin: From here on out, I can just keep on saving until I build myself a decent nest egg and use that to go back to school for a masters, buy a new car, and/or put a down payment for a nice house in another state (some place very, very far away from New York). I’m not sure exactly what I’ll do by then, but one thing I do know is that I will NEVER, EVER (with the possible exception of a mortgage), go into debt again. The feeling of owing money to whomever was to me the worst feeling in the world, and I thank God for this tremendous gift of financial freedom, given to me on the 4th of July, of all days. From now on I will be the head, and not the tail, and I will lend to many nations, but I will not borrow thereof. :wink:

And now if you’ll excuse me, I need to go collapse into bed for some well deserved rest, then get ready for muchos BBQ food, fireworks and good times.

Happy Independence Day!

Tags: car loan, college loan, credit card, debt, debts, financial, financial freedom, gift, God, independence, independence day, job, liberty, lord, money, world is my oyster
Categories: Lincoln's Personal Log

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The Freedom That Independence Brings

Lincoln Adams | July 4, 2008 @ 6:00 am

“We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of hot babes.”

Happy Independence Day!

It seems fitting that my credit card balance would be cleared in time for today’s celebration, and hopefully by this time next year my car and college loans will be paid off as well. Hard to believe my credit card debt was as high as $8,000 only a few months earlier, partly because I had to pay for the costs of new hearing aids, but I just kept furiously paying it down as much as I could, until by some sheer miracle the balance finally read zero for the first time in 4 years. :banana:

Once my car and college loans are taken care of as well, I’ll be completely debt free and enjoying a near perfect credit rating, especially since I will have paid off the car loan at least a year and a half ahead of schedule. So, debt-free, no ugly history with exes, no kids to complicate things, stable job with superb medical benefits, and I drive a sleek black fully loaded SUV. :naughty: Girls should be lining up the door here, and yet nobody wants me. :crying: At least nobody sane that is, and just that one criteria seems to eliminate a good portion of the female populace.

*Sigh* :sigh:

That’s part of the reason why I want to travel, and once my debts are cleared I’ll have to decide then whether to throw caution to the wind and quit my job so I can roam the country as a working nomad. I’d like to believe that there’s a place in this vast nation of ours where I can truly feel like I belong, a place I could finally call home, because it sure as #@$%ing hell isn’t this sewage dump of a New York town. :rant: I’m never gonna know for sure though until I start putting myself out there.

At the very least I’d be free from the shackles of a dead-end office job, with no ties to anything and the freedom to pursue any course I desire, and embark on any adventure I wish. Maybe then I’ll finally find…. her, and by then I wouldn’t have to worry about the trials of a long distance relationship, because I’ll be able to go to wherever she is. Unless of course, she’s in Australia. :wideeyed:

Ah well, for now I’ll just celebrate this little victory over VISA, in the hopes that this will signify the beginning of my very own personal independence. :party: