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Debt FREE at last! Debt FREE at last! Thank God Almighty, I’m debt FREE at last!
Lincoln Adams | July 4, 2009 @ 2:40 amIn the due course of history, a man is empowered with the capacity for life and liberty when he is financially beholden to neither men nor entities. These truths are self evident in their own right, that without freedom from debts and liabilities men are deprived in the profoundest of ways from pursuing that which would ensure their happiness and well being. It is hereto realized and understood the egregious deception by which principalities have sought to strip us of the very power that has been so rightly bestowed to us by our Divine Creator.
Acknowledging then the oppressive currents of those who have entrusted themselves to the cause of evil, I hereby declare my free and total financial independence, with a firm reliance on the protection of divine Providence to utilize these newfound freedoms for the noble cause of truth, justice, and charity.
In other words, I paid off my school loan. 
That concludes the triple play of payments I’ve been making to get myself completely out of debt, starting with my credit card (which went as high as $8,000), then my car loan, and finally my college loan, which had been a boil on my boom booms for 11 years.
It couldn’t have come at a better time either. The VERY day I made my last payment on my school loan, my job started a 6 month period where I have to work two days a month without getting paid, a concession my union made because they’re a bunch of spineless baboon heads that are only good to take my money so they can organize picnics I never get invited to.
But anyway, regardless of that temporary cut back, the world is my oyster now, and that my friend is truly a miracle. Not too long ago I was $20,000 or more in debt, and now it’s all but gone. This is the LORD’s doing, and it is marvelous before our eyes. 
From here on out, I can just keep on saving until I build myself a decent nest egg and use that to go back to school for a masters, buy a new car, and/or put a down payment for a nice house in another state (some place very, very far away from New York). I’m not sure exactly what I’ll do by then, but one thing I do know is that I will NEVER, EVER (with the possible exception of a mortgage), go into debt again. The feeling of owing money to whomever was to me the worst feeling in the world, and I thank God for this tremendous gift of financial freedom, given to me on the 4th of July, of all days. From now on I will be the head, and not the tail, and I will lend to many nations, but I will not borrow thereof. 
And now if you’ll excuse me, I need to go collapse into bed for some well deserved rest, then get ready for muchos BBQ food, fireworks and good times.
Happy Independence Day!
Tags: car loan, college loan, credit card, debt, debts, financial, financial freedom, gift, God, independence, independence day, job, liberty, lord, money, world is my oyster
Categories: Lincoln's Personal Log
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Lincoln Adams | February 12, 2007 @ 3:14 pmAfter going back and forth with the local law school that accepted me into their part time program, I finally made a decision.
I will not attend law school.
I knew if it was meant to be, the pieces would fall into place. Instead, my school absolutely refused to give me any leeway in granting me a schedule that wouldn’t conflict with my working hours. After conferring with my admissions counselor, the director of admissions, the assistant dean, and finally the dean himself, they flatly stated I must adhere to THEIR schedule, and I would be unable to change it should I be assigned to classes that fall within my working hours. For $25,000 a year and a debt load that will surpass more than a $100,000, this is how they’re going to treat me?
Up yours, law school.
Let’s get one thing straight: I don’t play by your rules. If I should ever attend law school sometime in this life, it will be under MY terms. The bottomline is, you’re all full of crap. You perpetuate a system that robs people of their financial freedom, commit academic fraud by doing virtually nothing to prepare your students for the real world of lawyering, and encourage the use of a grading curve that promotes back stabbing competition, as well as the false notion that students are doing well in classes when in fact they are HORRIBLE students, and are only surviving school because of their inflated grades.
Simply put: You SUCK.
I wanted to be a lawyer for charitable reasons, but I finally had to come clean and concede that I don’t really love the law enough to survive the perils of law school, and especially the legal profession itself. It does interest me at times, but it’s certainly nothing I’m passionate about. I don’t like the idea of writing dry memos and briefs all day long, and certainly not as a junior associate slave for some two bit law firm. Reading legal material is absurdly boring as well, mostly because it’s hard to digest the pompous and sometimes godawful writings of judges and attorneys who had probably failed third grade English during their adolescent years.
I also realized my debt load would severely limit my options and would make me a slave to my loans unless I somehow struck it rich with a case or won the lottery. By not attending law school, I will be completely debt free in the space of a year, and at that point I will be beholden to no one. I can probably do more good as a non-lawyer who is debt free then as a practicing attorney who is over $100,000 in debt.
However, life can be a funny old dog sometimes. While I have decided not to attend law school now, it doesn’t mean the door won’t suddenly open up later on in life. There’s a saying in Scripture where God promises His people that they would be “the head, and not the tail.” I know the time will be right for me when I can attend law school as a head beholden to no one, rather than a tail who would be at the mercy of a corrupt and perverse legal establishment.
Though I’m a bit disappointed, I do feel like a heavy burden has been lifted from my shoulders. Now I can focus on getting myself healthy again, exploring interests and hobbies that I could truly be passionate about, and of course last but not least: finding the girl of my dreams.
Tags: academic fraud, admissions counselor, bottomline, curve, debt load, financial, financial freedom, freedom, law school, lawyering, leeway, legal material, legal profession, memos, part time, perils, pompous, real world, time program
Categories: Legally Speaking
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